By providing your mobile phone number and other information below, you authorize Financial Recovery Services (FRS) and its agents or service providers to communicate with you via text message (SMS/MMS). These messages may include, but are not limited to, important information about your account such as balances, creditor and validation details, account disclosures, your legal rights, payment options, and receipt confirmations, as permitted by law.

Message and data rates may apply, and frequency of messages may vary. Some messages may include links that direct you to secure content related to your account. Please ensure you have access to a mobile device capable of receiving text messages and viewing online content.

Important Disclosures:

• You are not required to provide this consent in order to communicate with Financial Recovery Services (FRS) or to take steps toward resolving your account.
  
• You may withdraw your consent to receive text messages at any time by visiting the FRS Website and submitting the SMS/MMS Opt-Out Form, or by following the opt-out instructions included in any message.
• For further help you may contact us at 1-866-438-2860 between 9am and 5pm CT Mon-Fri or email us at [email protected].