If you no longer wish to receive text messages (SMS) from Financial Recovery Services (FRS) and its agents or service providers, you may opt out at any time.

By opting out, you are withdrawing consent to receive SMS communications that may include important information about your account such as balances, creditor and validation details, account disclosures, your legal rights, payment options, and receipt confirmations, as permitted by law.

Message and data rates may apply. Some messages may include links to secure content related to your account. If you opt out, this information may instead be communicated to you through other methods, such as mail or phone.

Important Disclosures:

• You are not required to receive text messages in order to communicate with FRS or to take steps toward resolving your account.
  
• Choosing to opt out of text message (SMS) communications will not impact your ability to communicate with FRS or take steps toward resolving your debt.
  
• FRS may still send certain legally permitted communications by other means, such as mail, email, or phone.